Bank & Cash

Your money in cash and in the bank, in one place. This is your own record — SmartShop never holds or moves your money.

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Where your money is

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← Bank & Cash

Check with your bank, month by month
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In your bank or wallet app, download your statement (PDF, Excel or CSV) and upload it here. Only have paper? Take a clear photo of each page and upload them together. SmartShop reads it and checks it adds up before you use it. Uploading the same file again costs nothing.

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Check with your bank

In SmartShop, not on the bank statement yet
Done this month
← Bank & Cash

Where each payment method goes

When a customer pays this way, which of your accounts does the money land in? Cash goes into your main cash by itself.

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Does your POS or bank keep a fee, or pay you a day later? Press Fee or delay on that payment method.

← Bank & Cash

Money moved

Cash taken to the bank, money moved between your accounts, money you put in or took out.

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Nothing here is ever deleted. If you cancel an entry it stays in the list, crossed out, with who cancelled it and why.

← Bank & Cash

Which bank charges me most

Charges next to how much money moved through each bank, wallet or POS. The figures come from the bank statements you have used.

See the full figures
Choose the dates, then press Show.
By payment method
Payment methodMoney goes toMoney inPayments Fee you setFee takenStamp duty & levy
Fee you set comes from “Fee or delay” on Where each payment method goes. Fee taken is what the bank or POS kept back, found when you checked with the bank. The bank's own charges (SMS alerts, account maintenance, cards) belong to the account, so they are not shared out across payment methods.
← Bank & Cash

Transfer receipts checked

Receipts customers showed for their transfers: what SmartShop said, who it was credited to, and whether your bank statement has shown the money yet. Cashiers check receipts on Check a Transfer Receipt.

← Bank & Cash

Things SmartShop sorts by itself

Bank entries you see every month are sorted for you: bank charges (once you say yes), and other repeated entries after SmartShop asks you once.

What SmartShop remembers for your shop
When the descriptionMoneyThenAccountTimes used
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Add one yourself (not needed - SmartShop asks you when it sees something new)
Bank charges SmartShop knows
When the description hasSmartShop recordsUp toFor your shop
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